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American Express, or Amex, is an American multinational financial services corporation. Founded in 1850, this company provides a wide range of credit cards that are geared to cardholders with high spending habits. Whereas the Visa and MasterCard systems engage with many organizations to create networks – composed of consumers, issuers, acquirers, and merchants – American Express issues their own cards, authorizes purchases, and settles both with consumers and merchants. American Express has more than 50 million card members in the United States and more than 107 million worldwide, and their cards are accepted by businesses in more than 130 countries.
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SIBS is a Portuguese company that offers services of payment processing. Its services are used by more than 300 million users, establishing itself as one of Europe's leading payment processors.
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